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    Experian® icon

    Experian®

    Hidden Gem

    Monitor and improve your credit with the Experian app. Get free FICO® Score and credit reports, boost your score, and save money on bills.

    finance
    4.8
    N/A
    iOS
    Free
    Honest Take

    + Users praise the app's effectiveness in credit score improvement, particularly with the Experian Boost feature, and its comprehensive credit monitoring.

    A significant security flaw allows unauthorized account overwrites, leading to identity compromise and user frustration.

    This page contains affiliate links. Learn more

    Screenshots

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    About Experian®

    Experian® offers a comprehensive financial management platform designed to empower individuals with greater control over their credit and spending. The app addresses the common challenge of understanding and improving one's credit health by providing free access to an Experian credit report and FICO® Score. Users can monitor their scores, identify factors impacting their credit, and track changes in real-time through push notifications.

    The core mechanics revolve around its credit monitoring and bolstering features. Experian Boost® allows users to potentially increase their FICO® Score by linking eligible bill payments, such as utilities and streaming services, to their credit profile. Additionally, the marketplace feature curates personalized financial product offers, including credit cards with "No Ding Decline™" options, personal loans, and car insurance comparisons, aiming to help users find better rates without immediate credit score impact. For a paid membership, the app extends its utility with services like Bill Negotiation & Subscription Cancellation, which aims to save users money by negotiating bills and eliminating unwanted subscriptions. It also provides Experian CreditLock for enhanced identity theft protection, alerting users to new credit applications while their file is locked. This app is primarily for individuals actively seeking to improve their credit score, monitor their financial accounts for security, and potentially reduce monthly expenses through negotiation and smart financial product selection.

    Key Features

    Financial Power to All™
    You could save big on car insurance and even get notified about changes to your credit profile

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